Expense AccountInvestmentsMarch 1, 2016by Monika Halan0The EPF tax in Budget 2016 will cost you, but not as much as you thought
Middle India is up in arms against the promosed tax on its fully tax exempt retirement vehicle EPF.
Expense AccountInvestmentsPersonal FinanceFebruary 29, 2016by Monika Halan0Taxing the rich in a poor country
India's Budget for 2016-17 taxes the rich Indian, gives small tax breaks to the less well off but taxes the Middle India retirement EPFO.
Expense AccountUncategorizedFebruary 16, 2016by Monika Halan0Why you should worry about who is heading Sebi
Sebi chief is important to the retail investor because he sets the rules of the game
Use top-ups and a medical fund to get over a small medical cover after 55
Expense AccountFinancial LiteracyFebruary 9, 2016by Monika Halan0NPS is a good product that lives in a bad market
NPS is not a failure. The commission driven push market is.
Expense AccountMintFebruary 2, 2016by Monika Halan0Can NPS be advertised as ‘safe’ when ETFs cannot?
The pension regulator got a bit of a beating last week on Twitter. The chatter was around a National Pension System (NPS) advertisement issued by the regulator calling a market-linked product “safe”. The ad, which can be seen here: http://mintne.ws/1SVoozI , calls the NPS a “safe retirement fund”. The anger, predominantly in the mutual fund...
Expense AccountPersonal FinanceJanuary 26, 2016by Monika Halan0Oil is too high. Oil is too low. Which one is bad?
When oil prices were too high, we worried. Now that they are too low, we are worried. What is the right way to think about oil prices for individual investors? (Hint: don't)
Consumer RightsExpense AccountPersonal FinanceJanuary 19, 2016by Monika Halan0How to grab 70% of a premium
IRDAI hikes the peak commission plus incentive rate in the first year to 70%.
Expense AccountFinancial LiteracyPersonal FinanceUncategorizedJanuary 12, 2016by Monika Halan0Smoke signals indicate neither doom nor boom
The world has been ending each year since 2008. Ignore tales of doom. And of boom. Just stay with your own plan.
Expense AccountFinancial LiteracyPersonal FinanceJanuary 5, 2016by Monika Halan0Got a late start? Run. Run. Run
You're in your 40s or 50s and have left it too late to get a money plan in place. Don't pause to look back. Run ahead.