Expense AccountPersonal FinanceUncategorizedSeptember 16, 2015by Monika Halan0When chor pretends to be police
In the name of the regulator. White collar crime in India is moving to doing it using the name of a financial sector regulator.
Expense AccountPersonal FinanceUncategorizedSeptember 8, 2015by Monika Halan0Lean, clean financial products for the Indian investor
The Sumit Bose Committee recommends a rehaul of financial products in India. Regulation by function and not form.
Expense AccountPersonal FinanceUncategorizedAugust 25, 2015by Monika Halan0When the markets crash, let traders cry. Not you.
Fed on a 24/7 dose of market news most regular investors forget that they are not traders. Ignore the market and stay on the path of financial security.
Expense AccountPersonal FinanceUncategorizedAugust 18, 2015by Monika Halan0How we should think about the One Rank One Pension issue
Instead of linking pensions to rank, take this opportunity to move the Indian armed forces to the NPS.
You don't jump into the deep end before you learn how to swim. Equity investing is no different. Learn the rules and understand that it is a long slow cook to return.
Expense AccountPersonal FinanceUncategorizedAugust 5, 2015by Monika Halan0Home loans that defy gravity
Banks find a way to get around the base rate linked loans. RBI rate cuts are lost in transmission.
Behavioral EconomicsExpense AccountPersonal FinanceUncategorizedJuly 28, 2015by Monika Halan0From zombies to misbehavers
If neoclassical economics hypothesis of informed consumers maximising utility lead to the buyer beware market place, behavioral econ with its irrational people who need nudges to do the right thing, leads straight to a seller beware world.
The fragmented financial products in India come from fragmented regulators. Need a one-stop-shop to see our financial lives at a glance.
Expense AccountPersonal FinanceUncategorizedJuly 7, 2015by Monika Halan0That terrible 70s feeling again. This time in Ulip rules
IRDAI shows itself to be anti-investor yet one more time.
Cash continues to be king as the government pussy-foots around curbing black money use.