The recent Securities and Exchange Board of India (Sebi) warning of a potential bubble in several small-cap stocks had taken some gains off a market that the regulator believed was getting overheated. Retail investors who had looked at the substantial returns in some small-cap funds and stocks over the past year and had rushed in...
How would you react if your bank kept half your money when you withdrew a fixed deposit before the maturity date? There would be huge depositor angst and the regulator, the Reserve Bank of India, would step in to stop this money gouging. However, in another part of the financial sector, the insurance regulator has...
Investing in the stock market for the long term is safe and rewarding, says Monika Halan, a prominent personal finance writer and television personality. In a conversation with businessline, at the HinduLitForLife event here today, Monika took the hypothetical case of “the unluckiest investor” to illustrate her point. Read More
Mis-selling of policies through banking channels is resorted to more by private sector insurers. Both RBI and IRDAI must step up to protect investors A December 12, 2023, Insurance Regulatory and Development Authority of India (IRDAI) draft has caused a 3-6 per cent fall in the stock prices of major listed life insurance firms in...
The year 2024 is likely to see a continuation of the trend of volatility, uncertainty, confusion and ambiguity — the VUCA world seems to be here to stay. General elections in two of the world’s largest democracies, India and the United States (US), two ongoing wars, a global financial sector that some say is teetering...
Hello! My blog hopes to empower you on your money journey. Each week I will decode, demystify and mark a trend that has to do with your money life. The format is one explainer and three questions answered. Write to me at mailme@monikahalan.com with questions you would like answered or things you want explained. Or...
Turned Rs 30 lakh into Rs 2.3 crore. Ignore Sensex levels, and start investing. You believe you are the world’s unluckiest investor. Somehow your taking a step into the markets will make them go down. Apart from giving yourself too much importance, this line of thinking makes you stay on the sidelines and prevents you...
Instead of reviewing the National Pension System, train government employees to understand finance, markets and how to plan for their retirements On April 6, the Union government set up a committee to review the pension system for government employees to look into the issue of pensions under the National Pension System (NPS)… “and evolve an...
A recent Sebi decision to scrap Brickwork Ratings’ licence has sent a strong message. Now, courts must consider carefully the issue of investor protection as many funds rely on rating agencies to deploy the household savings of citizens. The market regulator, Sebi, cancelled the licence of Brickwork Ratings because of poor stability in ratings, failure...
SEBI has reconstituted its advisory committee on Investor Protection and Education Fund (IPEF) and appointed Monika Halan as the Chairperson. Monika is noted author, writer, speaker and professor, NISM. The 8-member committee comprises two members from the MF industry – A Balasubramanian, MD and CEO, Aditya Birla Sun Life AMC and Mrin Agarwal, Founder, Finsafe...