Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceAugust 29, 2017by Monika Halan0Need supply side solutions to solve the household finance problem in India
Indian households are not stupid. It is the market that is broken
Expense AccountInvestmentsUncategorizedAugust 15, 2017by Monika Halan070 years of saving and investing in India
A short history of saving and investing in India post independence
Expense AccountInvestmentsMoneyMoney BoxPersonal FinanceAugust 8, 2017by Monika Halan0Being Zen in frenzied times
You are not alone in getting hard-sold by fraudsters and cheats in suits from the financial sector. In all these frenzied scenarios, keeping calm is the key
Expense AccountInvestmentsMintMoneyMutual FundsPersonal FinanceJuly 25, 2017by Monika Halan0Bubble trouble, a pension plan and Facebook foes
Markets are too high, I will wait for them to cool down before I invest. Nifty broke 10,000 and Sensex is at 32,000, is it too high? We’re in bubble territory for sure. Markets are in an overdrive—this ends badly. Markets are looking ahead and pricing in the structural reform the government is doing. Goods...
Expense AccountInvestmentsMutual FundsPersonal FinanceJuly 4, 2017by Monika Halan0You need 18 to 35 times your annual expense at age 60 to retire
Whatever route you use - income multiplier or expenses, the corpus you need at retirement is a large number
Consumer RightsExpense AccountInvestmentsMoney BoxMutual FundsJune 27, 2017by Monika Halan0Took a decade for RBI to even accept that banks mis-sell
The regulator was in denial for 10 years that banks were responsible for mis-selling. Accepting complaints now is too little too late.
Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceJune 20, 2017by Monika Halan0How to save 30-40% of your income
It is easier than you think to get to the 30% saving number. I continue the conversation on retirement.
InvestmentsMoney BoxMutual FundsPersonal FinanceUncategorizedJune 17, 2017by Monika Halan0How much do you need to retire
My column on retirement in HT
For a spend of Rs 50k a month today, you'll need Rs 1.6 lakh in 20 years and 3 lakh in 30 years. Are you doing enough for your retirement savings?
InvestmentsMintMoney BoxMutual FundsMay 9, 2017by Monika Halan0Would you like to ‘port’ your insurance policy?
IRDAI may allow life insurance policies to port from one company to another. But before this is allowed, the industry needs deep structural changes.