Residential real estate remains hugely overvalued in Indian metros. Gross rent ratios are at 40-44 and yields are at 2%.
Expense AccountInvestmentsMoneyMoney BoxPersonal FinanceAugust 8, 2017by Monika Halan0Being Zen in frenzied times
You are not alone in getting hard-sold by fraudsters and cheats in suits from the financial sector. In all these frenzied scenarios, keeping calm is the key
Expense AccountInvestmentsMintMoneyMutual FundsPersonal FinanceJuly 25, 2017by Monika Halan0Bubble trouble, a pension plan and Facebook foes
Markets are too high, I will wait for them to cool down before I invest. Nifty broke 10,000 and Sensex is at 32,000, is it too high? We’re in bubble territory for sure. Markets are in an overdrive—this ends badly. Markets are looking ahead and pricing in the structural reform the government is doing. Goods...
Expense AccountMutual FundsPersonal FinanceJuly 18, 2017by Monika Halan0Inflation is falling but it still hurts the retired
Inflation hits the retired both when it rises and when it falls. Rising prices hurt, but so do falling deposit rates.
Consumer RightsExpense AccountMoney BoxPersonal FinanceJuly 11, 2017by Monika Halan0Banks to make good the money you lose to online thieves
RBI makes the banks liable to pay when you lose money online due to no fault of yours.
Expense AccountInvestmentsMutual FundsPersonal FinanceJuly 4, 2017by Monika Halan0You need 18 to 35 times your annual expense at age 60 to retire
Whatever route you use - income multiplier or expenses, the corpus you need at retirement is a large number
Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceJune 20, 2017by Monika Halan0How to save 30-40% of your income
It is easier than you think to get to the 30% saving number. I continue the conversation on retirement.
InvestmentsMoney BoxMutual FundsPersonal FinanceUncategorizedJune 17, 2017by Monika Halan0How much do you need to retire
My column on retirement in HT
Consumer RightsExpense AccountMutual FundsPersonal FinanceJune 6, 2017by Monika Halan0Why we stick with SIPs and not endowment plans
A natural experiment comparing Sebi and IRDAI on how regulation can make or break a market.
Expense AccountMutual FundsPersonal FinanceMay 23, 2017by Monika Halan0Getting that real estate kind of feeling again?
Real estate remains a bad investment. Don't give into the habit of sinking money in property one more time