Expense AccountPersonal FinanceUncategorizedAugust 5, 2015by Monika Halan0Home loans that defy gravity
Banks find a way to get around the base rate linked loans. RBI rate cuts are lost in transmission.
Behavioral EconomicsExpense AccountPersonal FinanceUncategorizedJuly 28, 2015by Monika Halan0From zombies to misbehavers
If neoclassical economics hypothesis of informed consumers maximising utility lead to the buyer beware market place, behavioral econ with its irrational people who need nudges to do the right thing, leads straight to a seller beware world.
The fragmented financial products in India come from fragmented regulators. Need a one-stop-shop to see our financial lives at a glance.
Expense AccountPersonal FinanceUncategorizedJuly 7, 2015by Monika Halan0That terrible 70s feeling again. This time in Ulip rules
IRDAI shows itself to be anti-investor yet one more time.
Cash continues to be king as the government pussy-foots around curbing black money use.
Expense AccountPersonal FinanceUncategorizedJune 16, 2015by Monika Halan0Avoiding death by paperwork
Financial planning is a lot about having a file sorting and keeping system alive. Problem is, if you are good at it, you become the default document keeper of the extended family.
Behavioral EconomicsExpense AccountPersonal FinanceUncategorizedJune 11, 2015by Monika Halan0When Econs need a shrink
Adam Smith was read wrong. It is not market at any cost. But try telling that to tenured professors in the US universities who have sunk costs to protect.
Expense AccountPersonal FinanceUncategorizedJune 3, 2015by Monika Halan0So, real estate wasn’t such a great idea
Calling the real estate crash in India. Middle class India needs to realise that property rates go up and they go down.
Expense AccountPersonal FinanceUncategorizedMay 26, 2015by Monika Halan0Will you deposit your old gold if you get more gold back?
Gold schemes from the government will work if the last mile is kept in mind.
Expense AccountPersonal FinanceUncategorizedMay 19, 2015by Monika Halan0Road rules to follow when markets run fast or slow
Markets go up and they go down. Some road rules to follow.