Disclosures in their current form serve no purpose other than to tick regulatory boxes. Make them machine readable and see the financial sector become transparent.
Expense AccountNarendra ModiPersonal FinanceUncategorizedApril 7, 2015by Monika Halan0Financial planning lessons from Prime Minister Narendra Modi
The PM speaks to a room full of bankers on RBI's 80th birthday. Focus on the problem ex ante is his suggestion.
Consumer RightsExpense AccountPersonal FinanceUncategorizedApril 1, 2015by Monika Halan0On the trail of a robust mutual fund compensation structure
Moving to a full trail model will take the conflict of interest away from the sales process.
Expense AccountPersonal FinanceUncategorizedMarch 19, 2015by Monika Halan0Atal Pension Yojna is a bad deal
To move to a defined benefit system in a DC product is a bad idea. The Atal Pension Yojna does poorly on inflation indexed return.
Consumer RightsExpense AccountPersonal FinanceUncategorizedMarch 10, 2015by Monika Halan0Does finance benefit society?
The industry that does not pay the price for taking risk is under attack the world over. What value does finance bring to the world is a question increasingly being asked.
Expense AccountMoneyPersonal FinanceUncategorizedFebruary 24, 2015by Monika Halan0See the pointing finger. In the mirror
India's stretched moral fiber makes the move away from corruption difficult.
Consumer RightsExpense AccountPersonal FinanceUncategorizedFebruary 17, 2015by Monika Halan0Rs60,000 crore: loss from life insurance in just two years
In 2010 IRDA made the Ulip a better product, but did not change traditional plans. Investor loss for just 2 years is at Rs 60,000 crore.
Expense AccountInvestmentsPersonal FinanceUncategorizedFebruary 3, 2015by Monika Halan0It’s tax saving time. Take a rational decision
Do not buy one more insurance plan. DO not buy to just save taxes. Make the Section 80 C investments in line with your financial plan.
Expense AccountPersonal FinanceUncategorizedJanuary 27, 2015by Monika Halan0All carrot and no stick makes the market an unsafe place
Tiny penalties in the financial sector make for repeated crime. Regulators confuse their 'development' role as being the head of the industry association.
Expense AccountUncategorizedJanuary 20, 2015by Monika Halan0In search of rule of law. But who will make the new laws?
As India searches for a new governance paradigm, as the old entitlement based one frays, the argument is about who makes the new law.