If you were to read the news reports about your own earning, spending and saving patterns, you would think that you are earning less due to stagnant wages, spending less due to inflation, and saving less due to repayment of loans. And this is contributing to a slowing economy and therefore, the cue is to exit markets and stay safe. After the stock market boom of the last four years, you are being told to get out of equity. The real story of your money is a bit more nuanced and needs to be understood in the context of your spending and investing decisions and their impact on the economy. Understanding this context is important for your money decisions in 2025. And beyond.
