Expense Account, Mint
When is a good time to invest?” This question comes in the league table of the top five questions around personal money decisions, the others being how much to invest, am I saving enough, what should I invest in and am I doing OK? Though it sounds generic, the question is about stock market-linked investing—either directly or through mutual funds (MFs)—and the person asking is worried about markets falling.
For such a tiny question, the subtext that I read is quite large. When I see this question, I know that the person is looking at a large lump sum investment, I know that he has all his money sitting in a savings deposit or fixed deposits and I know that he secretly also owns some dud penny stocks bought on tips over the years.