Expense Account, Mint
How long have you driven your car? How long has that toaster lasted? I’d assume that unless you bought some untested Chinese brand that is built to self-destruct on one use, they’ve lasted a reasonable time and you’ve not had reason to take them back to the store. And assuming you bought a “good” brand, any large-scale manufacturing level defect would have been solved by a product recall—the way Honda recalled its cars last year or Apple products are replaced without a question on defects and now even chocolates at airports are taken back if white and brittle (I kid you not, I managed to do that, though I thought the surly guy behind the counter at Chennai airport would hit me, even as an awestruck, chocolate-deprived teenager watched). What is it about financial products that we do not think about product recalls as an option?