The decision of India’s Employees’ Provident Fund Organization (EPFO) board to split its payout for 2019-20 into two parts—8.15% from its bond investments right now and 0.35% from its equity investments later this year—was unprecedented alright. But it was no big surprise, given the poor performance of its stock portfolio. Provident fund (PF) subscribers should...
Money with Monika The Corona Conversations Season 4 Episode 23: 6 ratios for your financial life In @livemint The Covid-19 pandemic has forced people to ask some tough questions about their money life. How much should one be spending and saving? How much should one spend on EMIs? How much life insurance should one have?...
Striking a balance between not doing enough and doing too much is tough for money, as it is with relationships. Do too little and a guilt nags at you each time you have a moment. Do too much and you sacrifice your today for limited future gains and life becomes about not living. I’ll leave...
#MoneyWithMonika: Asset allocation and checking your MFs’ performanceEven as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from taking knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this respect, understanding and using mutual funds can be very...
Taking seamless key performance indicators offline to maximise the long tail. Keeping your eye on the ball while performing a deep dive. Completely synergize resource taxing relationships via premier niche markets. Professionally cultivate one-to-one customer service with robust ideas.
Agents, firms and shareholders all make money on your destruction savings when you buy a bundled insurance plan
Lesson from Covid-hit places of work: you need a side hustle. The sooner you start, the better. Don't compromise your day job. Use weekends and off work hours. Use a passion and an expertise to start your own small gig.
How the Indian govt plans to catch the reluctant Indian income tax payer
How to catch the reluctant Indian income tax payer? Indian government is using big data, technology to both nudge and protect taxpayers.