Expense AccountFinancial LiteracyFebruary 9, 2016by Monika Halan0NPS is a good product that lives in a bad market
NPS is not a failure. The commission driven push market is.
Expense AccountMintFebruary 2, 2016by Monika Halan0Can NPS be advertised as ‘safe’ when ETFs cannot?
The pension regulator got a bit of a beating last week on Twitter. The chatter was around a National Pension System (NPS) advertisement issued by the regulator calling a market-linked product “safe”. The ad, which can be seen here: http://mintne.ws/1SVoozI , calls the NPS a “safe retirement fund”. The anger, predominantly in the mutual fund...
Expense AccountPersonal FinanceJanuary 26, 2016by Monika Halan0Oil is too high. Oil is too low. Which one is bad?
When oil prices were too high, we worried. Now that they are too low, we are worried. What is the right way to think about oil prices for individual investors? (Hint: don't)
Consumer RightsExpense AccountPersonal FinanceJanuary 19, 2016by Monika Halan0How to grab 70% of a premium
IRDAI hikes the peak commission plus incentive rate in the first year to 70%.
Expense AccountFinancial LiteracyPersonal FinanceUncategorizedJanuary 12, 2016by Monika Halan0Smoke signals indicate neither doom nor boom
The world has been ending each year since 2008. Ignore tales of doom. And of boom. Just stay with your own plan.
Expense AccountFinancial LiteracyPersonal FinanceJanuary 5, 2016by Monika Halan0Got a late start? Run. Run. Run
You're in your 40s or 50s and have left it too late to get a money plan in place. Don't pause to look back. Run ahead.
Expense AccountFinancial LiteracyMoney BoxPersonal FinanceJanuary 1, 2016by Monika Halan0No hot tips. 2016 is about building a money box
You don't need to train to be a racing car driver to drive to work. You don't need to be a high finance expert to manage your money.
Consumer RightsExpense AccountPersonal FinanceDecember 23, 2015by Monika Halan0Finlit is the escape door for regulators and big finance
Throwing money is the lesser problem in #finlit programmes, it is the abdication of regulatory authority that is the real danger.
Consumer RightsExpense AccountPersonal FinanceUncategorizedDecember 9, 2015by Monika Halan0Floods, price gouging & free market
Price gouging or market forces? When markets are not really free and consumers are not really in a position to bargain, it becomes a question on justice rather than economy.
Expense AccountPersonal FinanceUncategorizedNovember 17, 2015by Monika Halan0Road to failure must be well paved
India puts together a new bankruptcy code. It will take a while, but better to get it right than put together a potholed road.