Expense AccountPersonal FinanceUncategorizedNovember 3, 2015by Monika Halan0Reducing choice, not well-being
Too much choice freezes decision making. Regulators must prevent me-too products that clutter the shelf in financial products.
Expense AccountPersonal FinanceOctober 13, 2015by Monika Halan0Service tax route to putting a cost to life insurance
Trying to unravel a traditional insurance plan is impossible because of the way it is made. But we can use the service tax rates to find costs in a product, the industry says, cannot be costed!
Consumer RightsExpense AccountPersonal FinanceUncategorizedOctober 6, 2015by Monika Halan0A number, name and digital trail
The financial sector has shown that it has little regard for the law worldwide. Putting a biometric on each person who faces the customer to build a performance trail can be one of the ways to make it responsible.
Expense AccountPersonal FinanceUncategorizedSeptember 29, 2015by Monika Halan0Rate cuts on course, but banks still need the Rajan push
A bigger than expected repo rate cut resulted in cheers. But banks stay stuck to not passing on the cuts.
Expense AccountPersonal FinanceWomen and moneySeptember 28, 2015by Monika Halan0Gold digger or an equal partner?
Women are portrayed as gold digging asset seekers in a divorce. The reality is far from this - women get short changed in India. And they don't help by staying away from all money decisions in the family.
Expense AccountPersonal FinanceUncategorizedSeptember 22, 2015by Monika Halan0Death by the good doctor
Healthcare and finance are similar in their basic dna - both are trust based professions where the customer trusts the professional for his ethical behvaiour. In both the commercials break this trust.
Expense AccountPersonal FinanceUncategorizedSeptember 16, 2015by Monika Halan0When chor pretends to be police
In the name of the regulator. White collar crime in India is moving to doing it using the name of a financial sector regulator.
Expense AccountPersonal FinanceUncategorizedSeptember 8, 2015by Monika Halan0Lean, clean financial products for the Indian investor
The Sumit Bose Committee recommends a rehaul of financial products in India. Regulation by function and not form.
Expense AccountPersonal FinanceUncategorizedAugust 25, 2015by Monika Halan0When the markets crash, let traders cry. Not you.
Fed on a 24/7 dose of market news most regular investors forget that they are not traders. Ignore the market and stay on the path of financial security.
Expense AccountPersonal FinanceUncategorizedAugust 18, 2015by Monika Halan0How we should think about the One Rank One Pension issue
Instead of linking pensions to rank, take this opportunity to move the Indian armed forces to the NPS.