Expense AccountPersonal FinanceUncategorizedJuly 10, 2014by Monika Halan0Budget 2014: It takes a tax break to make the middle class smile
Tax payers gain in interim budget by the new NDA government.
The suits are out lobbying hard for even more sops at budget time. FM should ask the question: why don't you make products more transparent and then more people will buy.
Consumer RightsExpense AccountPersonal FinanceJune 24, 2014by Monika Halan0We need products that help us make money, not lose it
Toxic insurance products in Indian retail finance have a colonial history. What started as the way for the British government to get cheap Indian money, now gets the Indian government the same.
Consumer RightsExpense AccountPersonal FinanceJune 17, 2014by Monika Halan0Court takes a hard stand on insurance mis-selling
Brazen cheating happens in Indian banks when they sell financial products. The courts are taking action, but unless there is political will, nothing will change.
Expense AccountInvestmentsPersonal FinanceJune 4, 2014by Monika Halan0They say the Sensex will touch 40,000. Will it?
Where the market index will reach should not worry you. Worry about not being in the market over the long term.
Expense AccountPersonal FinanceMay 27, 2014by Monika Halan0Free advice for those in the advisory business
Financial advisory is the next big boom in business. But stay with giving value rather than building valuation.
Expense AccountPersonal FinanceMay 13, 2014by Monika Halan0When you want to jump on to an aircraft that’s taking off
Don't jump onto the rising market. You'll fall and then blame the market.
Expense AccountUncategorizedMay 7, 2014by Monika Halan0When you have Rs.20 trillion of cheap money, why reform?
Financial repression in India means that the government colludes with banks and insurance firms to keep retail investors in negative return products. Who'll give up Rs 20 trillion of cheap money?
Consumer RightsExpense AccountPersonal FinanceApril 29, 2014by Monika Halan0Non-advised retail financial products are usually toxic
An average middle class person needs to choose 10 financial products. To research each one will take him two lifetimes. That's why we need a seller-beware market place where advisors are responsible for sales.
Expense AccountPersonal FinanceApril 22, 2014by Monika Halan0Gold or land or equity? It is not ‘or’, it is ‘and’
Compare returns over 10-15 years across equity, land and gold to see what wins over inflation. Don't forget to count all the costs.