Financial repression in India means that the government colludes with banks and insurance firms to keep retail investors in negative return products. Who'll give up Rs 20 trillion of cheap money?
An average middle class person needs to choose 10 financial products. To research each one will take him two lifetimes. That's why we need a seller-beware market place where advisors are responsible for sales.
Compare returns over 10-15 years across equity, land and gold to see what wins over inflation. Don't forget to count all the costs.
It is the every day corruption that corrodes the social fabric of a country. The most difficult to get rid of, petty corruption is the acid that kills the community.
As i liquidate my PPF account, 16 years after I started it, much has changed. But am I glad I began investing when I did.
Use this bull run to begin your investment plan and not to buy the hot stocks that won. Sensible investing is the mantra and not jumping onto last season's winner.
Women make for better investors once we step away from the pull of traditional stereotyping.
Online sales is the way forward in financial products. But watch the insurance industry fight it back. Why would they want a more transparent system?
Turning over the recommendations of its own committee, Sebi hikes the net worth requirement for mutual funds from Rs 10 crore to Rs 50 crore. Anti-competitive move.
Stop thinking about the products to buy to get a high return. Construct your money box instead and fill it with sensible products.