In March 2020 we understood risk a little better in both equity and debt mutual funds. Better returns have been one of the reasons that investors released the safety belt of the fixed deposit to ride market-linked returns in both equity and debt. But higher returns and liquidity come with a greater risk. Investors need...
The year 2020 was one of fear for our health, jobs and net worth. A small section of the Indian investors – those with the right exposure to equity and with a good blend of bonds and stocks – did well. The rest just looked on from the sidelines and wished they had the mindset...
If India replicates services sector lessons in manufacturing, huge lift in the next 20 years. If we remain caught in colonial DNA in our laws and socialist in our mindset, growth will be lukewarm
Why it is about the market and not investor quirkiness that they behave differently between equity and debt
Singapore uses tax rebates on babies born to nudge population growth. Indian tax system needs to use nudges to get people to invest in the correct asset class.
We bought the winners of 2017 in 2018. Don't make the same mistake in 2019 and rush into PPF, FDs and gold with all your money.
A short video series aimed at a better informed investor Episode 3: We swear by real estate. But did you know that real estate has costs that we don’t count. And did you know there is a way to find out when to buy and when to sell? Other links to the same video: https://www.livemint.com/Multimedia/Ynz9bxsG7yrLAUqS5mBi7H/Monika-Halan-on-how-to-calculate-the-returns-from-your-realt.html...
A short video series aimed at a better informed investor Episode 2: Indians love gold. But did you know that equity gives you a better return. Gold is good for diversification but the real lift to the portfolio comes from equity. Other links to the same video: https://www.livemint.com/Multimedia/8W7oFdc84Lr2L0Co9x6xFP/Worried-about-market-volatility-Monika-Halan-shares-equity.html Or watch on Facebook: https://www.facebook.com/mint.live/videos/1914557245327114/
A short video series aimed at a better informed investor Episode 1: Stock markets scare people because of the risk of volatility, but there is a lower risk way to get the returns equity can give. Watch! Other links to the same video: https://www.livemint.com/Multimedia/8W7oFdc84Lr2L0Co9x6xFP/Worried-about-market-volatility-Monika-Halan-shares-equity.html and on Facebook https://www.facebook.com/mint.live/videos/344569936297863/
A look in the rear view mirror to predict what lies ahead for your money in 2018