Consumer RightsExpense AccountMutual FundsPersonal FinanceJune 6, 2017by Monika Halan0Why we stick with SIPs and not endowment plans
A natural experiment comparing Sebi and IRDAI on how regulation can make or break a market.
InvestmentsMintMoney BoxMutual FundsMay 9, 2017by Monika Halan0Would you like to ‘port’ your insurance policy?
IRDAI may allow life insurance policies to port from one company to another. But before this is allowed, the industry needs deep structural changes.
Expense AccountMoneyMutual FundsPersonal FinanceJanuary 3, 2017by Monika Halan0Is a long-term capital gains tax on equity a bad idea?
People are shooting from the shoulders of retail investors. Their horizon is way beyond one year in equity investing.
Consumer RightsFinancial LiteracyInvestmentsMoneyPersonal FinanceUncategorizedAugust 24, 2016by Monika Halan0Finding evidence of banks mis-selling
Columns, blogs, edits and podcasts around the mystery shopping paper that found banks mis-selling rampantly
Consumer RightsExpense AccountInvestmentsMutual FundsUncategorizedAugust 23, 2016by Monika Halan0Yes, banks mis-sell. Now what?
It needs regulatory change for systemic mis-selling to stop. Just one bank firing two people won't do.
Expense AccountPersonal FinanceUncategorizedFebruary 25, 2014by Monika Halan0Why the global insurance industry is wrong
Online sales is the way forward in financial products. But watch the insurance industry fight it back. Why would they want a more transparent system?
Expense Account, Mint While we were used to the mutual fund industry complaining about its regulator, soft voices against the regulator are surfacing in the life insurance industry as well—and they sound very surprised. The funds were used to a tough regulator, but the insurance industry is a bit open-mouthed by the sudden turnaround in...
Expense Account, Mint I’m not sure it will work. I’m in Pondy (Puducherry) on holiday and almost out of cash. I have my ATM card but my bank does not have a machine here. And you can’t pay an auto guy 30 bucks with a credit card—at least not yet. I confess to never having...