Consumer RightsExpense AccountMutual FundsPersonal FinanceJune 6, 2017by Monika Halan0Why we stick with SIPs and not endowment plans
A natural experiment comparing Sebi and IRDAI on how regulation can make or break a market.
InvestmentsMintMoney BoxMutual FundsMay 9, 2017by Monika Halan0Would you like to ‘port’ your insurance policy?
IRDAI may allow life insurance policies to port from one company to another. But before this is allowed, the industry needs deep structural changes.
Consumer RightsExpense AccountMintPersonal FinanceApril 11, 2017by Monika Halan0Are Irdai’s rules enough for consumers?
The insurance regulator responded to my column with a 7 page letter. I use their main argument and rebut it in this piece.
Consumer RightsFinancial LiteracyInvestmentsMutual FundsPersonal FinanceApril 11, 2017by Monika Halan0Notes from the NIPFP Round Table on Suitability
To unpack the issues around a regulatory regime that rests its consumer protection thought on 'suitability', NIPFP organised a half day Round Table in August 2016. Highlights of the discussion.
Expense AccountMoneyPersonal FinanceMarch 28, 2017by Monika Halan0Irdai vs global standards in consumer protection
IRDAI goes three steps back in consumer protection
Expense AccountInvestmentsMutual FundsPersonal FinanceJanuary 10, 2017by Monika Halan0Irdai hikes agent payouts
In a market with falling costs, the Indian insurance regulator hikes agent compensation. Formalises what were earlier illegal payouts.
Expense AccountInvestmentsPersonal FinanceSeptember 20, 2016by Monika Halan1Good that life insurance firms go IPO
Life insurance IPOs are here. Good for the market as big issues add depth. Good for third party scrutiny on the stock market of insurance firms.
Consumer RightsExpense AccountInvestmentsMutual FundsUncategorizedAugust 23, 2016by Monika Halan0Yes, banks mis-sell. Now what?
It needs regulatory change for systemic mis-selling to stop. Just one bank firing two people won't do.
Consumer RightsExpense AccountInvestmentsMutual FundsPersonal FinanceUncategorizedAugust 16, 2016by Monika Halan0Here is proof that banks mis-sell
Regulators were in denial about mis-selling. I went out and got the evidence that they mis-sell. Terribly.
Government securities go retail. RBi sets up household finance committee and IRDA accepts that banks mis-sell.