Consumer RightsExpense AccountInvestmentsMutual FundsUncategorizedAugust 23, 2016by Monika Halan0Yes, banks mis-sell. Now what?
It needs regulatory change for systemic mis-selling to stop. Just one bank firing two people won't do.
Government securities go retail. RBi sets up household finance committee and IRDA accepts that banks mis-sell.
Expense AccountMoney BoxMutual FundsUncategorizedJuly 26, 2016by Monika Halan0Banks selling own fund house schemes may not be good for you
Your bank may be selling you stuff they want you to buy rather than what you need to buy. Beware!
When an agent talks about an 18% return, in a Ulip it means a return of less than that.
Behavioral EconomicsExpense AccountFinancial LiteracyInvestmentsUncategorizedJune 14, 2016by Monika Halan0A strong rope allows you to jump off something high
How we deal with risk in our lives depends to a large extent on our growing up years.
Systematic investment plans work because they mirror our earning rhythms.
Expense AccountNarendra ModiMarch 29, 2016by Monika Halan0Time now to have a Pradhan Mantri Bachat Yojana
Financial intermediation is still in the 19th century. Needs the JAM trinity to transform sale of GSecs to retail.
Expense AccountInvestmentsMarch 1, 2016by Monika Halan0The EPF tax in Budget 2016 will cost you, but not as much as you thought
Middle India is up in arms against the promosed tax on its fully tax exempt retirement vehicle EPF.
Expense AccountUncategorizedFebruary 16, 2016by Monika Halan0Why you should worry about who is heading Sebi
Sebi chief is important to the retail investor because he sets the rules of the game
Use top-ups and a medical fund to get over a small medical cover after 55