Expense AccountFinancial LiteracyFebruary 9, 2016by Monika Halan0NPS is a good product that lives in a bad market
NPS is not a failure. The commission driven push market is.
Expense AccountMintFebruary 2, 2016by Monika Halan0Can NPS be advertised as ‘safe’ when ETFs cannot?
The pension regulator got a bit of a beating last week on Twitter. The chatter was around a National Pension System (NPS) advertisement issued by the regulator calling a market-linked product “safe”. The ad, which can be seen here: http://mintne.ws/1SVoozI , calls the NPS a “safe retirement fund”. The anger, predominantly in the mutual fund...
Expense AccountUncategorizedJanuary 20, 2015by Monika Halan0In search of rule of law. But who will make the new laws?
As India searches for a new governance paradigm, as the old entitlement based one frays, the argument is about who makes the new law.
Consumer RightsExpense AccountUncategorizedSeptember 10, 2014by Monika Halan0India staring at another insurance-linked scam
The cheating does not stop in the insurance industry. Gets deeper and wider. Insurance regulator is asleep at the wheel.
Expense AccountUncategorizedMay 7, 2014by Monika Halan0When you have Rs.20 trillion of cheap money, why reform?
Financial repression in India means that the government colludes with banks and insurance firms to keep retail investors in negative return products. Who'll give up Rs 20 trillion of cheap money?
Expense AccountApril 15, 2014by Monika Halan0Corruption in low places
It is the every day corruption that corrodes the social fabric of a country. The most difficult to get rid of, petty corruption is the acid that kills the community.
Expense AccountWomen and moneyMarch 4, 2014by Monika Halan0Women are under-confident about investing. And that’s good!
Women make for better investors once we step away from the pull of traditional stereotyping.
Expense AccountFebruary 18, 2014by Monika Halan0Sebi’s anti-competition hike
Turning over the recommendations of its own committee, Sebi hikes the net worth requirement for mutual funds from Rs 10 crore to Rs 50 crore. Anti-competitive move.
Expense AccountJanuary 28, 2014by Monika Halan0Payment banks for inclusion
RBI breaks out of the cave and allows payment banks in India. With lending off the table, payment banks don't pose systemic risk while allow for more supply in the payments business.
Indian financial sector regulators are moving towards the superior the Indian Financial Code. But, gosh, they kick and scream!