Smart Money on Bloomberg TVFebruary 15, 2013by Monika Halan0Smart Money Episode 1
Segment 1: http://www.youtube.com/watch?v=u0jz2V657J8 Segment 2: http://www.youtube.com/watch?v=eMwe0Qe7TII Segment 3: http://www.youtube.com/watch?v=gScVQpSioQI
Expense Account, Mint It is not often that one finds an existential question in a dry piece of financial sector regulation. But read the Securities and Exchange Board of India (Sebi) Investment Advisers Regulation 2013 (http://goo.gl/4b5RK) carefully and you find the question “who am I?” being asked of the financial intermediaries who face the retail...
Expense Account, Mint A friend worries about not doing enough for her daughter. The daughter’s now married and has a girl of her own. The single mum, my friend, periodically calls up to ask what she should do for her daughter. Of late the calls have been more frantic. She’s afraid that she’s been left...
Expense AccountOctober 24, 2012by Monika Halan0Difference between 1.25% and 2.25% in cost can be in lakhs
Expense Account, Mint Two years ago when the team at Mint Money created Mint50 (the latest listing here: http://goo.gl/23Qon) our aim was to pick out investment-worthy funds from a large pool of over 2,000 funds. The usual processes of getting a robust methodology in place (you can read it here: http://goo.gl/guZtN) and getting a good data vendor...
Expense AccountSeptember 12, 2012by Monika Halan0What happens when a Rs.20,000 crore industry is tamed?
Expense Account, Mint What we know anecdotally is now there as data in the Reserve Bank of India annual report 20011-12, that Indian household savings are moving from financial assets to real assets. The household savings rate has remained almost constant at about 23% of gross domestic product (GDP) (at current market prices) but there...
Expense Account, Mint The circus around Akshaya Tritiya (the auspicious day to buy gold according to Hindu tradition) this time tells me that we should be near the peak of the gold cycle. It’s when the retail investor gets it, that the party is really over. The exchanges have extended trading hours and knocked off...
Expense AccountMarch 28, 2012by Monika Halan0From sugar to eggs: what our food basket says about our income
Expense Account, Mint The house-help is on leave and I’m in the market for six eggs, making an infrequent visit to buy the EBE (everyone buys everyday) goods. How much? I ask. Paanch kam tees. 25 bucks? I need six and not a dozen, I correct; your numbers are wrong, you mean half that, right? The...
Expense Account, Mint What do you expect your mutual fund to do? It is worth asking and answering this question as we carry out Mint Money’s biannual exercise of examining Mint50—the portfolio of investment-worthy funds that the Mint Money team curates. A quick word on why we do this. Indian households have a high savings rate but most...
Expense AccountJanuary 4, 2012by Monika Halan0What to do when doomsayers predict a rough global 2012
Expense Account, Mint If 2012 is the year in which the world will end, 2011 was the year in which the world prepared to end. We heard that the euro zone break up may take Europe back to the fall of the Roman empire. That the sins of bowing to Wall Street will make the...
Expense Account, Mint You and I are really important to the country. Did you know that we are the human shields that protect the nation? Against bank failures, against financial exclusion, against insurance exclusion, and against starvation of insurance agents. While working on the Swarup Committee Report a couple of years back, I had reason to go...