Consumer RightsExpense AccountMutual FundsPersonal FinanceJune 6, 2017by Monika Halan0Why we stick with SIPs and not endowment plans
A natural experiment comparing Sebi and IRDAI on how regulation can make or break a market.
InvestmentsMintMoney BoxMutual FundsMay 9, 2017by Monika Halan0Would you like to ‘port’ your insurance policy?
IRDAI may allow life insurance policies to port from one company to another. But before this is allowed, the industry needs deep structural changes.
Consumer RightsFinancial LiteracyInvestmentsMutual FundsPersonal FinanceApril 11, 2017by Monika Halan0Notes from the NIPFP Round Table on Suitability
To unpack the issues around a regulatory regime that rests its consumer protection thought on 'suitability', NIPFP organised a half day Round Table in August 2016. Highlights of the discussion.
Expense AccountMoneyPersonal FinanceMarch 28, 2017by Monika Halan0Irdai vs global standards in consumer protection
IRDAI goes three steps back in consumer protection
Expense AccountFinancial LiteracyInvestmentsMoneyPersonal FinanceFebruary 28, 2017by Monika Halan0When debt funds malfunction
If investors can't rely on fund ratings, what should they rely on. When Taurus AMCs debt funds fell 7% to 11% over a day, they all had good ratings.
Expense AccountInvestmentsMutual FundsPersonal FinanceOctober 25, 2016by Monika Halan0It takes decades to build a profession
Few people know that it took decades to turn a medical practice into a profession in the US. Financial planners and advisers will take at least 10 more years to get there.
Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceOctober 11, 2016by Monika Halan1Sebi says distributors cannot advise
Good guys suffer due to the bad guys. Sebi tightens IFA rules because some agents advise without being responsible.
Expense AccountMoney BoxMutual FundsUncategorizedJuly 26, 2016by Monika Halan0Banks selling own fund house schemes may not be good for you
Your bank may be selling you stuff they want you to buy rather than what you need to buy. Beware!
Expense AccountMutual FundsPersonal FinanceMay 3, 2016by Monika Halan0Is mutual fund houses’ angst against pay disclosure fair?
There has been disquiet in the offices of asset management companies (AMCs) over the past week. The story began some months ago when the market regulator, Securities and Exchange Board of India (Sebi), proposed that AMCs disclose top management remuneration (salaries, perks, stock options). The first reaction within the industry was disbelief and then defiance—we...
Consumer RightsExpense AccountMutual FundsPersonal FinanceApril 26, 2016by Monika Halan1RBI wants banks to hive off advice. Long shot, won’t work
RBI finally moves on mis-selling. Too little, too late.